Buy with Airus
We know the coast and the market, and we work for you from the first conversation to the keys.
We want to understand what you are looking for, your taste and your goals, in your language.
Buying abroad raises questions. We explain every part of the process before you commit.
From our knowledge of the market we shortlist the properties that truly fit your criteria.
New builds, resale or bank-owned: we have access to the whole market and go with you to every viewing.
We negotiate to secure the best possible conditions for your purchase.
If you need a mortgage, we advise you and help you find the best conditions available.
We help with all the documentation and go with you to the notary.
Welcome home.
Know your numbers
On top of the price, budget roughly 9–10% for taxes and fees on a resale home in Andalusia, and 12–13% on a new build.
| Cost for the buyer | Guide |
|---|---|
| Transfer tax (resale homes)ITP in Andalucía, on the purchase price. | 7% |
| VAT + stamp duty (new builds)IVA on new homes bought from the developer, plus AJD stamp duty. | 10% + 1.2% |
| Notary and land registryFixed by official scales and the property value. | ≈ 0.5–1% |
| LawyerIndependent legal checks, contracts and completion. | ≈ 1% |
| Mortgage costs (if any)Valuation and bank fees; the bank pays most mortgage taxes. | Varies |
Guide only, based on the rates in Andalucía. Your lawyer will confirm the exact figures for your purchase.
Questions
Yes, with no restrictions. You will need an NIE (foreigner identification number) and a Spanish bank account; we can put you in touch with lawyers and banks we trust.
Once a price is agreed you sign a private reservation contract and pay a deposit, your lawyer runs the legal checks, and you complete at the notary, usually within one to three months.
Yes. With a power of attorney your lawyer can sign on your behalf, and we can do video viewings and handle everything locally.
Yes. Spanish banks lend to non-residents, typically up to 60–70% of the value. We help you compare offers.
Google reviews
Area, budget, size, timing. We will send you a shortlist, including homes that are not advertised.